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SHARE/SAVINGS ACCOUNTS: "Share"
accounts are the credit union's primary savings accounts.
This type of account establishes your membership in the credit
union with a required minimum balance of $200 and allows you
to take advantage of our many other services. Dividends are
posted monthly. (view rates) Deposits
may be made in person, by mail or by direct deposit.
CERTIFICATES: Share certificates
are funds that are committed for six months, one year or 2
½ years, with a penalty for early withdrawal. Certificates
earn higher dividends than a regular share account. (view
rates)
SHARE DRAFT/CHECKING: This "no
minimum balance" account includes free overdraft protection
from your savings and no monthly service fee or per check
charge. It will earn dividends on a balance of $2500 or more.
(view rates) Our cash access/ATM
card makes funds from your checking account available to you
24 hours a day at most ATM machines around the world.
IRA ACCOUNTS: Credit Union IRA's
incur no maintenance fees and may be put into IRA Certificates
to earn maximum interest. (view rates)
CHRISTMAS CLUB ACCOUNTS: This 52
week account pays dividends at the current savings rate, with
a small penalty for early withdrawal. A check for the full
balance is mailed to the account holder every November 1st.
(view rates)
VACATION CLUB ACCOUNTS: A vacation
account allows you to separate funds from your regular savings
account, while earning the same dividend rate,. Deposits and
withdrawals are made at the owner's discretion. (view
rates)
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