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SHARE ACCOUNTS (view accounts)
Effective Date:  January 24,2012
ACCOUNTS
RATE
APY *
SHARE/SAVINGS*
$200 MINIMUM BALANCE to earn
0.10%
0.10%
CLUB ACCOUNTS
$200 MINIMUM BALANCE to earn
0.10%
0.10%
SHARE DRAFT/CHECKING
$2,500 MINIMUM BALANCE to earn
0.10%
0.10%
MARKET SHARE DRAFT/CHECKING
$10,000 MINIMUM BALANCE to earn
0.35%
0.35%
CERTIFICATES*
6 month $1000 MINIMUM
0.25%
0.25%
1 year $2500 MINIMUM
0.50%
0.50%
2 ½ year $5000 MINIMUM
0.90%
0.90%

*Above rates also apply to
Individual Retirement Accounts (IRA's)

*APY is the Annual Percentage Yield
* All rates are subject to change without notice.


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