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SHARE ACCOUNTS (view accounts)
Effective Date:  May 6, 2008
ACCOUNTS
RATE
APY *
SHARE/SAVINGS*
$200 MINIMUM BALANCE to earn
1.00%
1.00%
CLUB ACCOUNTS
$200 MINIMUM BALANCE to earn
1.00%
1.00%
SHARE DRAFT/CHECKING
$2,500 MINIMUM BALANCE to earn
1.00%
1.00%
MARKET SHARE DRAFT/CHECKING
$10,000 MINIMUM BALANCE to earn
2.75%
2.75%
CERTIFICATES*
6 month $1000 MINIMUM
2.38%
2.40%
1 year $2500 MINIMUM
2.96%
3.00%
2 ½ year $5000 MINIMUM
3.20%
3.25%

*Above rates also apply to
Individual Retirement Accounts (IRA's)

*APY is the Annual Percentage Yield
* All rates are subject to change without notice.

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