Business products and partnerships with services and access to capital.
A better direction in banking.
About NWCCU and your business
Whether you're an employer or an employee, NWCCU works for you and every dollar you earn. As a non-profit, member-owned financial institution, we're a valuable benefit that costs you nothing and gives you back more–which is a better direction in banking.
About Us
Learn more about our Business Partner Program >
Your employees are your company's most valuable assets. You know that recruiting and retaining the best people are the smartest way to build your business and become an integral part of the community.
Business Accounts
Your business deserves a financial partner that understands how you work.
NWCCU offers a suite of business accounts and services built to support organizations of every size, from startups and sole proprietors to established companies and nonprofits. Each account is designed around clarity, flexibility and everyday practicality.
Benefits of business membership:
-
Earn competitive dividends
-
Convenient account access
-
Each account insured up to $500,000 by American Share Insurance and Excess Share Insurance
-
Mininum balance to open/earn dividends ($10)
Open your business account today
What You'll Need to Get Started:
-
Proof of EIN (IRS letter with issued EIN)
-
Articles of Organization or Incorporation
-
Corporate Resolution (authorized signers for the business)
-
Social Security Number for all account signers
-
Date of Birth for all account signers
-
Primary and secondary identification for all signers
-
Proof of Address for all signers
*Will connect you with our team to open your account or get help preparing what you need.
Business Loans
Business Loans Designed for How You Operate
NWCCU offers competitive business financing with personalized guidance and a streamlined process. Whether you’re managing cash flow, upgrading equipment, or expanding your operations, our team is here to help you move forward with confidence.
We offer practical, flexible lending solutions backed by people who understand the realities of running a business
Types of Business Loans
Term Loans
For long-term purchases like equipment, vehicles, or facility improvements, with predictable payments that support steady budgeting.
Commercial Real Estate Loans
Purchase, refinance, or renovate owner-occupied or investment commercial properties with competitive credit union rates.
Commercial Vehicle Loans
Financing built for business transportation—whether you’re replacing one vehicle or growing your entire fleet.
Equipment Loans
Upgrade, expand, or modernize your operations with financing designed for essential tools and technology.
Our team will help determine whether an SBA 7(a) or 504 loan is right for your business and guide you through each step of the process, making it easier to secure the funding you need with the strongest possible foundation.
NWCCU is an Advantage Illinois approved lender, providing access to state-supported financing programs that enhance small business capital availability and support economic development.
Fast, guided application for working capital, equipment, and general business needs.
Commercial Real Estate Financing
Looking to purchase or refinance commercial property?
Commercial real estate loans are handled through a separate application process to ensure the right structure and support for your project.
Launch and Grow
Guidance, tools and capital to help your business move forward.
Guidance, tools, and capital to help your business move forward.
A no-cost business advisory and workshop program designed to help entrepreneurs start, scale, and succeed with support from trusted community partners.
Guidance, tools, and capital to help your business move forward.
A no-cost business advisory and workshop program designed to help entrepreneurs start, scale, and succeed with support from trusted community partners.
What you get through Launch & Grow
Business Advising
-
One-on-one guidance tailored to your business stage
-
Support with planning, strategy, and growth decisions
Workshops & Education
-
Practical sessions on accessing capital, SBA loans, and financial management
-
Designed for both new and established businesses
Access to Capital
-
Guidance on preparing for financing
-
Connection to lending solutions, including SBA and state-supported programs
Community Connections
-
Access to trusted partners and local business networks
-
Support from organizations invested in your success
Workshops: Practical guidance for growing your business.
Hands-on sessions designed to give you actionable steps to move your business forward. New workshops are added regularly. Contact us to learn about upcoming sessions or reserve your spot.
Upcoming Workshops: (TBD)
Business Partner Program
Connecting employers and employees to a better direction in banking.
Benefits to Organizations
NWCCU's Business Partner Program strengthens your workplace by providing employees with tools that improve financial stability and reduce stress—at absolutely no cost to your company.
Business Partners Benefit From:
-
A no-cost, value-added program to enhance employee compensation packages
-
Support for employee financial wellness, leading to higher satisfaction and productivity
-
Access to on-site or virtual financial education sessions tailored to your workforce
-
A dedicated NWCCU partner representative for ongoing support
-
Trusted banking options rooted in community, security and friendly service
Becoming a business partner is simple, and it delivers measurable value for companies that want to invest in their teams.
Benefits to Employees
Employees and their families receive full access to NWCCU membership and its many advantages, including:
-
Competitive loan rates for auto, home, education and more
-
High-yield savings and investment products
-
Free checking with no minimum balance and no hidden fees
-
Low-interest Visa credit cards
-
24/7 online and mobile banking
-
Deposit protection up to $500,000
-
Friendly service from local people who care
We're proud of our local community business partners.
It's easy to get started:
Connect with NWCCU as a Business Partner or to set up an account. Organizations can onboard in minutes, and employees can begin enjoying member benefits right away.
Please complete the form below or call: Phone: 847.647.1030