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Real benefits designed to make your financial life easier.

A better direction in banking.

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Make A Payment

Making a payment is easy.

Making a payment has never been easier! At Northwest Community Credit Union, we understand that convenience is key, so we've streamlined the process for you. Just click the button below to make your payment quickly and securely. 

Secure File Transfer

Access to the Secure File Exchange.

Every file is protected from the moment you upload it, ensuring your personal and financial information stays confidential.

E-Services

Mobile Banking | Digital Wallet

Get instant access to your account and loan information, transfer funds, view account history, or locate the nearest ATM all from the convenience of your mobile device with our mobile first website.

 

Or download the FREE NWCCU mobile app

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Gift Cards

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Staying on top of your credit has never been easier. 

Credit Sense - Access your credit score, full credit report, credit monitoring, financial tips, and education. All of this without impacting your credit score. You can do this ANYTIME and ANYWHERE for FREE. It is easy to get started - log into mobile or online banking and enroll now!


Benefits of Credit Score

  • Daily Access to your Credit Score

  • Real-Time Credit Monitoring Alerts

  • Credit Score Simulator

  • Personalized Credit Report

  • Special Credit Offers

  • And more!

Express Pay

Get paid up to two days* in advance with Express Pay. With Express pay you could get your payroll, social security, disability, pension, and tax returns earlier. Just set up direct deposit with your employer and leave the rest to us.

Credit Sense

As one of the most trusted brands in the world, Visa Gift Cards can be used anywhere Visa cards are accepted. Commemorating a birthday, wedding anniversary, school graduation or a fun way to just say thanks, our Visa Gift Cards fit all occasions and budgets. Never worry about finding the right size, color or style for your gift recipients. Stop by our office or call us for details.

*With Express Pay, you may receive a direct deposit up to two days earlier if you have a recurring qualified direct deposit. The timing of Express Pay deposits depends on when funds are received from your employer or other payors. Deposits are not guaranteed to be available before their scheduled settlement date. Certain types of direct deposits may not be eligible. Express Pay is included automatically with your account at no extra charge. Accounts must remain in good standing to use Express Pay. Automatic payments linked to direct deposit will be processed as usual. Automatic transfers set by date are not impacted by Express Pay.

Home Banking

View account history and activity for checking, savings and loan accounts. Transfer money and pay bills with FREE bill pay any time.

  • Pay monthly bills

  • Pay individuals

  • Transfer funds from NWCCU account to another FI account

  • Set up recurring payments

Mobile Deposit

Mobile Deposit allows NWCCU members to conveniently make secure deposits anytime, anywhere using their iPhone or Android smartphones. Save gas and time just by snapping a quick picture of your deposit!

  • Deposit your checks on the go

  • Easy access through mobile banking

  • No forms to fill out

Frequently Asked Questions

Requirements for NWCCU Mobile Deposit

  • Must be a CU member for one month (minimum) with account(s) in good standing

  • Access to an iPhone or Android phone

  • Access to NWCCU Home Banking site

  • Access to NWCCU Mobile app

Shared Branch Network

More branches. More flexibility. More convenience.

With our nationwide Shared Branch Network, you have access to thousands of credit union locations across the country. Walk into any participating branch and handle your everyday banking—make deposits, withdraw funds, pay loans, or check your account, with the same ease and friendly service.

ATM Locator

Where is the closest ATM?

Find your nearest surcharge free ATM

Zelle®

Zelle®

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Paying bills, sending money, or covering everyday expenses should feel effortless. Zelle® is built to keep things simple, fast, and secure so you can move money when and where you need to. It’s money movement made easy, powered by NWCCU.

EZ Card

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EZ Card Info is now assessable through NWCCU online banking.

Want to check your credit card history, make payments from other financialinstitutions, or redeem your scorecard points? No worries—just log intoyour account from either your desktop or mobile app and click on the creditcard. The system will automatically connect you to EZ Card Info!

Make sure you register your credit card at ezcardinfo.com first for automatic access.

Calculators

Whether you're comparing loan options, maping out a savings plan, or building a monthly budget, these tools help you see the impact of your choices before you make them.

Loan Calculators

How much will my payments be?

What if I made bi-weekly payments?

Retirement Calculators

Am I saving enough for retirement?

How does an IRA, Roth IRA and Traditional Savings compare?

Debt Calculators

How can I pay off my debt?

Where is my debt ratio?

Should I consolidate my debt?

Mortgage Calculators

Should I refinance?

What will my payment be?

Savings Calculators

What will my savings be worth?

  • Benefits
    No Annual Fees
    Purchase Protection
    Rewards
    Mobile
    Worldwide
    Polar
    No
    No
    No
    No
    No
    Sovix
    No
    No
    No
    No
    No
    Itaka
    No
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    No
    Hexa
    No
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    Targo
    No
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    Hera
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    Axes
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    Our Shared Branch Network gives you convenience and flexibility with access to thousands of credit union locations across the country.

    Through our nationwide Shared Branch Network, you can walk into thousands of partner credit union locations and handle deposits, withdrawals, loan payments, and account inquiries.

  • Benefits
    No Annual Fees
    Purchase Protection
    Rewards
    Mobile
    Worldwide
    Polar
    No
    No
    No
    No
    No
    Sovix
    No
    No
    No
    No
    No
    Itaka
    No
    No
    No
    No
    No
    Hexa
    No
    No
    No
    No
    No
    Targo
    No
    No
    No
    No
    No
    Hera
    No
    No
    No
    No
    No
    Axes
    No
    No
    No
    No
    No

    Where is the closest ATM?

    Quickly search thousands of surcharge-free ATMs available through our nationwide network.

  • Benefits
    No Annual Fees
    Purchase Protection
    Rewards
    Mobile
    Worldwide
    Polar
    No
    No
    No
    No
    No
    Sovix
    No
    No
    No
    No
    No
    Itaka
    No
    No
    No
    No
    No
    Hexa
    No
    No
    No
    No
    No
    Targo
    No
    No
    No
    No
    No
    Hera
    No
    No
    No
    No
    No
    Axes
    No
    No
    No
    No
    No

    Zelle®

    Zelle-logo-no-tagline-white-1.png

    Paying bills, sending money, or covering everyday expenses should feel effortless. NWCCU’s Express Pay and Zelle® lets you tools are built to keep things simple, fast, and secure—so you can move money when and where you need to. It’s moving money made easy, powered by NWCCU.

  • Benefits
    No Annual Fees
    Purchase Protection
    Rewards
    Mobile
    Worldwide
    Polar
    No
    No
    No
    No
    No
    Sovix
    No
    No
    No
    No
    No
    Itaka
    No
    No
    No
    No
    No
    Hexa
    No
    No
    No
    No
    No
    Targo
    No
    No
    No
    No
    No
    Hera
    No
    No
    No
    No
    No
    Axes
    No
    No
    No
    No
    No

    Zelle®

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    Sign up with ezcardinfo.com to review your credit card history, analyze your spending, or to pay your bill.

  • Benefits
    No Annual Fees
    Purchase Protection
    Rewards
    Mobile
    Worldwide
    Polar
    No
    No
    No
    No
    No
    Sovix
    No
    No
    No
    No
    No
    Itaka
    No
    No
    No
    No
    No
    Hexa
    No
    No
    No
    No
    No
    Targo
    No
    No
    No
    No
    No
    Hera
    No
    No
    No
    No
    No
    Axes
    No
    No
    No
    No
    No

    At NWCCU, financial wellness is more than helpful information. We give you financial guidance you can trust and practical tools that help you make clearer, more confident decisions. Each article is written to simplify complex topics, offer real-world insight and empower you to take control of your financial journey at your own pace.

    What is phishing?

    All Internet users should be aware of the online scam known as "phishing" (pronounced "fishing"). Phishing involves the use of e-mail messages that appear to come from your bank or another trusted business but are from imposters. To learn more about phishing, read articles presented by FTC at www.consumer.ftc.gov

    ​

    Report an online scam

    You may also want to forward suspicious emails to the Federal Trade Commission at spam@uce.gov or contact them at www.consumer.ftc.gov or 877.IDTHEFT (877.438.4338).

    General Safety Tips

    While anyone can fall prey to fraud and identity theft, many ways exist to minimize your risk. Northwest Community Credit Union provides these security tips, so you can guard against fraud and identity theft. If you feel you may be a victim of identity theft, review our Identity Theft advisory in this section for more information and a list of resources.

    ​

    Identity Theft

    What is identity theft? Identity theft happens when your personal information, typically your Social Security number (SSN), is stolen and used to commit fraud or theft. The thief can use this information to rent apartments, buy cell phones, drain your bank account or obtain loans and credit cards. In worst-case scenarios, thieves can even hold a job or commit a crime using your identification. According to the Federal Trade Commission (FTC), identity theft affects nearly 400,000 people in the US each year. A person whose identity has been stolen can spend months or years and thousands of dollars to clean up the mess made of their good name or credit record. For more information about Identity Theft, please visit the FTC Website at www.consumer.gov/idtheft


    Order a copy of your credit report. Make sure it's accurate and includes only the activities you've authorized. Do this at least once a year to catch mistakes and fraud before they wreak havoc on your personal finances. To order your FREE yearly credit report visit www.annualcreditreport.com


    Email:
    Watch for unofficial email domains, poor grammar, unexpected attachments or fear-based language.

    Text Messages:
    Scammers often reference deliveries, tolls, or “account issues,” urging you to click a link or respond quickly.


    Phone Calls:
    If someone calls unexpectedly asking for private information or demanding payment, hang up and verify independently.

    Mail:
    Legitimate mail includes professional branding and accurate sender information. Scammers often use urgency or unfamiliar return addresses to provoke action.

    Online Shopping:
    Stick to trusted retailers, look for secure payment options and be cautious of unrealistic discounts.


    QR Codes:
    Before you scan, ask whether you trust the source — QR stickers can easily be altered or replaced.


    Card Skimmers:
    Inspect ATMs, gas pumps, and payment terminals for loose parts or unusual colors. Use Tap to Pay or chip inserts when possible.


    Social Media:
    Be cautious of unknown friend requests, duplicate profiles, suspicious links, and “Is this you?”


    Protecting Your Credit

    1. Enroll in free credit monitoring with Savvy Money.

    2. Freeze your credit through the bureaus when needed — for adults, children, and elders.

    3. Review your credit report monthly.

    Resources

    Theft: 
    Federal Trade Commission — 877.IDTHEFT (877.438.4338)

    Social Security Number Theft and Misuse: 
    Social Security Administration

    Mail Theft: 
    United States Postal Service

    Phone Fraud: 
    Federal Communications Commision

    Fraud Alerts: 
    Federal Trade Commission, Consumer Information

    Credit Bureaus

    Equifax:
    To report fraud, Call: 800.525.6285
    Write: P.O. Box 740241, Atlanta, GA 30374-0241


    Experian:
    To report fraud, call: 888.EXPERIAN (888.397.3742)
    Write: P.O. Box 9532, Allen, TX 75013


    TransUnion:
    To report fraud, Call: 800.680.7289
    E-mail: fvad@transunion.com
    Write: Fraud Victim Assistance Department, P.O. Box 6790, Fullerton, CA 92834-6790

    Opt-out Organizations

    To opt out of receiving pre-screened credit card offers, please call 888.5.OPTOUT (888.567.8688).
     
    ​Federal "Do Not Call" Registry
     
    Department of Motor Vehicles (DMV)
    Check with your state DMV to learn more about their policies on sharing personal information with other agencies.

    Direct Marketing Association

    Direct Mail Marketers

    Telemarketing

    E-mail

  • Benefits
    No Annual Fees
    Purchase Protection
    Rewards
    Mobile
    Worldwide
    Polar
    No
    No
    No
    No
    No
    Sovix
    No
    No
    No
    No
    No
    Itaka
    No
    No
    No
    No
    No
    Hexa
    No
    No
    No
    No
    No
    Targo
    No
    No
    No
    No
    No
    Hera
    No
    No
    No
    No
    No
    Axes
    No
    No
    No
    No
    No

    Stay informed, inspired  and connected with NWCCU.

    Our latest newsletter will keep you up to date and informed on what’s happening at NWCCU.

  • Benefits
    No Annual Fees
    Purchase Protection
    Rewards
    Mobile
    Worldwide
    Polar
    No
    No
    No
    No
    No
    Sovix
    No
    No
    No
    No
    No
    Itaka
    No
    No
    No
    No
    No
    Hexa
    No
    No
    No
    No
    No
    Targo
    No
    No
    No
    No
    No
    Hera
    No
    No
    No
    No
    No
    Axes
    No
    No
    No
    No
    No

    Transparent table of all account and service fees.

    Our Fee Schedule lays out every account and service charge in a clean, easy-to-understand format, so you always know what to expect.

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